Minutes, not days
Submit your details once and get an eligibility decision in under five minutes. Approved applications are typically disbursed the same working day.
Approval decisions in minutes
Instant loans that move at rush speed
Borrow up to ₹25,000 and get it credited straight to your bank account. Fully digital from start to finish — no branch visits, no physical paperwork, no waiting on someone else's schedule.
- ₹0K
- Maximum loan amount
- <0 min
- Typical decision time
- 0%
- Paperless process
- 0-bit
- Data encryption
Approved in 4 minutes
Credited to your account
₹18,500
Why RushMoney
Built for the moment you actually need the money
Short-term credit shouldn't take a week to arrange. Every part of RushMoney is designed to remove a step, not add one.
Zero physical paperwork
Aadhaar and PAN based digital KYC. Nothing to print, nothing to courier, nothing to sign in person. Your phone is the whole branch.
Straight to your bank
Funds land in the account you nominate via IMPS or NEFT. No wallets to top up, no intermediary balance, no conversion steps.
Costs shown upfront
Interest, processing fee and the exact repayment date are displayed before you accept. What you see on the summary screen is what you repay.
Plan before you borrow
See what it costs, before you apply
Move the sliders to model your repayment. No sign-up, no credit check, no impact on your score.
₹15,000
₹1,000₹25,000
30 days
7 days60 days
Illustrative figures only. Your actual rate, fee and eligible amount depend on the credit assessment carried out by our lending partner and may differ from the values shown here. Rates used above: interest at 0.1% per day (our published range is 0.1%–0.15%), a 15% processing fee and 18% GST on that fee. The APR shown is all-inclusive — it counts the fee and GST, not just the interest.
- Credited to you
- ₹15,000
- Interest
- ₹450
- Processing fee (incl. GST)
- ₹2,655
- All-inclusive APR
- 251.8% p.a.
Total repayable
₹18,105
How it works
Three steps, one sitting
Most applicants finish the entire journey without putting their phone down.
1
Tell us what you need
Pick your amount and tenure, then enter your mobile number, PAN and a few basic details. It takes about two minutes.
2
Complete digital KYC
Verify your identity and bank account online. Our lending partner runs its credit assessment and returns a decision instantly.
3
Accept and get paid
Review the full cost breakdown, e-sign the agreement and the approved amount is transferred to your bank account.
Who it's for
Built for real working lives
Most of our applicants are not in a crisis. They are earning steadily and have simply hit a date mismatch between a bill and a payday.
Salaried employees
Paid monthly, but the expense arrived on the 12th. Bridge the gap and clear it on payday.
Shop owners & traders
Restock now, sell through the week, repay from the takings. Short tenure, no long commitment.
Field & gig workers
Income arrives in irregular instalments. Borrow against the week you know is coming.
Home-run businesses
Tailoring, tiffin, beauty work, repairs. Small working capital without pledging anything.
Photography is illustrative and does not depict actual RushMoney customers.
No branch. No queue. No forms.
The whole journey fits in the time it takes to finish a cup of tea.
Entirely digital
It all happens on your phone
There is no version of this where you take a morning off work, carry a folder of photocopies somewhere, and wait for a decision. Application, verification, agreement and disbursal all happen on the device already in your pocket.
- Apply whenever it suits youThe form is open at midnight and on a Sunday, not just between 10 and 4.
- Verify without leaving homeAadhaar OTP and a short liveness check replace the branch visit entirely.
- Track everything in one placeYour balance, due date and repayment status stay visible until the loan closes.
Eligibility
Can you apply?
RushMoney is built for salaried and self-employed individuals who need a small amount for a short period. The baseline criteria are deliberately simple.
- Indian citizen, aged 21–58Verified against your PAN and Aadhaar records.
- Regular monthly incomeA minimum net income of ₹20,000 per month.
- An active bank accountIn your own name, capable of receiving IMPS or NEFT credits.
- A working mobile numberLinked to your Aadhaar so OTP-based KYC can complete.
What you'll need to hand
- PAN card
- Aadhaar number
- Bank account details
- Selfie for liveness check
- Recent income proof
Nothing needs to be printed, notarised or physically delivered. Documents are captured in-app and encrypted in transit and at rest.
A note on approvals
Meeting the criteria above means you can apply — it is not a guarantee of approval.
Final decisions rest with our RBI-registered lending partner.
Trust & compliance
Secure by default, regulated by design
RushMoney is a digital lending platform. Loans are underwritten and disbursed by our RBI-registered NBFC partners.
Bank-grade encryption
All data in transit is protected with TLS and 256-bit encryption. Sensitive fields are encrypted at rest and access is logged.
RBI-aligned practices
We follow the Reserve Bank of India's Digital Lending Guidelines, including transparent disclosure of the all-in cost before you accept.
Your data, your call
We collect only what is needed to assess and service your loan. You can request access to or deletion of your data at any time.
Coming soon
Lending partner announcements
We are completing agreements with RBI-registered non-banking financial companies. As each one is signed, this section will publish that partner's name, Certificate of Registration number, registered office and nodal officer contact — so you can verify them independently on the Reserve Bank of India's public register before you borrow.
Money shouldn't make you wait
Check your eligibility in a couple of minutes. It costs nothing, and you are under no obligation to proceed.